SIP Calculator – Calculate Your Investment Growth

₹
Yr
%

Estimated Investment Returns

Total Invested₹ 600,000
Estimated Returns₹ 561,695
Maturity Amount₹ 1,161,695

SIP Calculator – Systematic Investment Plan Calculator

Estimate your mutual fund investment returns using our accurate and simple SIP calculator tool.

What is a SIP Calculator?

A SIP calculator is a financial tool that helps individuals estimate potential returns on mutual fund investments made through SIPs. SIPs are a method of investing a fixed amount in mutual funds at regular intervals—weekly, monthly, or quarterly.

Note: This calculator provides estimates and does not factor in expense ratios or exit loads that may apply to real-world mutual fund schemes.

How Can a SIP Return Calculator Help You?

  • ✅ Assists in determining your investment amount
  • ✅ Tells you the total amount invested
  • ✅ Provides an estimate of the returns you can expect
  • ✅ Encourages financial discipline and regular savings

SIP Formula Used

The SIP calculator uses this formula to determine maturity:

M = P × (([1 + i]^n – 1) / i) × (1 + i)

Where:

  • M = Maturity amount
  • P = Monthly investment
  • n = Total number of months
  • i = Periodic interest rate (annual rate / 12 / 100)

Example: ₹1,000/month for 12 months at 12% annually → Maturity = ₹12,809 approx.

How to Use Rupeeksha's SIP Calculator

  1. Enter monthly investment amount
  2. Select investment duration in years
  3. Enter expected annual return rate (%)

The calculator displays the maturity value instantly.

Advantages of Using Rupeeksha SIP Calculator

Free & Easy to Use

No sign-up required. Unlimited usage for anyone.

Accurate Estimations

Know your potential returns before you invest.

Plan Your Future

Get clarity on long-term investment outcomes.

Start Your SIP Calculation Now

Plan your mutual fund investments with confidence using Rupeeksha SIP Calculator.

Use SIP Calculator

Frequently Asked Questions (FAQs)

You can start a SIP with as low as ₹500 per month. There's no upper limit; invest based on your financial goals.

SIPs can be set up for as long as you like—commonly ranging from 1 year to 30 years or more.

SIPs are a mode of investing in mutual funds periodically. Mutual funds can also be invested via lump sum.

Yes, you can increase, decrease, or stop your SIP anytime using your fund provider’s platform.

No. You can invest in equity, debt, hybrid, or even thematic mutual fund categories through SIP.

Types include Regular SIP, Step-up SIP, Perpetual SIP, Trigger SIP, and Flexible SIP.

Yes, after expiry or cancellation of a SIP, you can renew it manually or set up a new one.

Yes, many mutual fund houses offer the option to pause your SIP temporarily during emergencies.